home buyers Live in MT Team December 11, 2019
With so much other shopping to do, should you add shopping for a new home to your list? It’s such a busy time of year. Maybe you should simply wait until spring. Or maybe not. Buying a home during the holidays offers several advantages over other times of the year.
Everyone else is at the mall. With other potential home buyers busy with holiday festivities, you’ll find you have less competition for your dream home. Plus, sellers have fewer buyers to choose from, meaning you might get a better deal.
Tax gifts from the treasurer. Buying a home at the end of the year may offer tax advantages, so it could be beneficial for you to close before January 1. There are additional factors at play here, such as potential conflicts with other deductions you hope to take, so if this is a key reason for buying now, be sure to talk to your tax professional first.
Holiday sales on interest rates. Often interest rates are lower during the holidays, thanks to a decline in demand during this time. Securing a loan now might save you a bundle in the long run.
Resolutions for a quick close. Finally, for buyers seeking a quick closing, this can be a prime time to shop. Typically, all parties involved in a year-end transaction are motivated to complete the sale before the start of 2020: sellers want to get resettled, and so do buyers, particularly if the kids will be switching schools and need adjustment time.
We help home buyers and sellers year-round, so regardless of the season, reach out. The team at Live in MT Real Estate is available by phone, email and text.
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