October 16, 2025
Thinking about a Whitefish home that runs on a private well and septic system? These systems are common outside city services, and with a little routine care, you can protect your drinking water and avoid costly repairs. In this guide, you’ll learn how to maintain your system, what to test and when, key local rules, and what to check during a sale. Let’s dive in.
Outside city sewer and water service, many properties use onsite septic systems and private wells. Flathead County Environmental Health is the local authority for septic permitting, standards, and records outside city limits. You can review county guidance and contacts on the Sewage & Septic page. You’ll also see state resources referenced below for testing and well stewardship.
Flathead County requires permits for new septic systems and most replacement work. Installers must be licensed, or a homeowner can qualify to self‑install after passing county competency steps. County materials outline construction standards and the application process.
Plan for minimum horizontal setbacks between wells and septic components. A common benchmark is about 100 feet between wells and absorption drainfields, with specific distances listed in county and state tables. Variances for new construction are typically not considered, so plan your site with these limits in mind. Flathead County onsite regulations
In Montana, many groundwater wells that use 35 gallons per minute or less and no more than 10 acre‑feet per year are generally exempt from prior water right permitting, though filings and notices still apply. Well drillers file well logs with the state, and those records are useful during a purchase. Learn more about permit exceptions and documentation here. DNRC water rights exceptions
Have your septic system inspected every 1 to 3 years. Most tanks need pumping every 3 to 5 years depending on household size, tank size, and how you use water. Systems with pumps or other mechanical parts may need more frequent checks. Regular service is far cheaper than repairing a failure. EPA septic maintenance basics
Slow drains, sewage odors, or soggy patches over the drainfield can indicate trouble. Call a licensed septic professional if you see signs of a backup or failure. Early action can prevent bigger repairs.
Test your private well at least once a year for total coliform bacteria and nitrates. Consider additional testing for arsenic, uranium, fluoride, manganese, or other parameters based on local geology and guidance. Test again after flood events, well repairs, or any change in taste, odor, or color. State guidance for homeowners is available here. Montana DEQ water resources
For kits, certified labs, and Flathead County testing guidance, use the MSU Well Educated program. It shows what to test for locally and where to send samples. MSU Well Educated testing
Keep a sanitary, secure well cap and slope the ground away from the casing to prevent surface water from entering the well. Store fuel, paint, and chemicals far from the well. In winter, protect exposed plumbing and above‑ground components from freezing with insulation or a properly heated well house, as needed. MSU well owner responsibilities
Routine pumping and inspection are recurring costs you should budget for. Skipping maintenance risks bigger bills. Repairing a failing drainfield or replacing a full system can run from the low thousands to well over $15,000, depending on system type and site conditions. Get multiple local estimates for any work. EPA on costs and prevention
Ready to talk through a specific property or prep your home for market? Reach out to a local pro who knows Whitefish systems and the Flathead process. If you want tailored guidance as you buy or sell, connect with Lynn Kenyon for trusted, place‑based support.
Stay up to date on the latest real estate trends.
Real Estate
Your Essential Guide to Easy Home Renovations in Great Falls
lifestyle
Discover the Top Cafes in Helena for Coffee Lovers
Real Estate
Discover Key Insights and Trends in the Whitefish Real Estate Scene
Real Estate
Discover the Best Areas to Boost Your Real Estate Portfolio in Great Falls
Military Relocation
Lynn Kenyon and John Ditore awarded the Military Relocation Professional Certification.
Discover the key real estate trends of 2017 and how they can impact your buying or selling decisions.
Buyers
Second quarter of 2019 saw a jump in optimism in selling, as 46% strongly held that belief.
Optimism in selling is on the rise. Find out why now might be the perfect time to sell your home.
Live In Montana Real Estate delivers deep local knowledge and full-service support—residential, land, and commercial. Let them guide you through Montana’s unique market with integrity, expertise, and personalized care for every property need.